Distinguish between whole life and endowment policy and discuss benefits of each type

a) Distinguish between speculative and catastrophe risks and explain why such risks are generally not insurable.(2marks)

b) Using appropriate examples discuss any 4 methods that business could adopt to handle risks.(8 marks)

c) “the initial task of a risk manager is to identify risks to which finances and people in the organization could be exposed to “discuss the approaches that the manager could use to perform the task of risk identification.(4 marks)

d) Discuss changes in business that would necessitate a continuous review of risks facing a business.(4 marks)










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